EssentialCare Group Voluntary
We solve for benefit gaps by providing personalized and affordable health solutions that protect the financial wellness of healthcare consumers

Explore our suite of customizable healthcare solutions

Group Accident
Helps pay for unexpected out-of-pocket costs that result from an accidental injury

Group Critical Illness
Helps cover the costs of life-changing illnesses or health events

Group Hospital Indemnity
Provides financial protection against out-of-pocket and unplanned expenses resulting from a hospital stay
Through our partnership with LifeSecure, BCS also offers individual ancillary products to supplement traditional health plans and help individuals protect their health and income.
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EssentialCare Accident Indemnity Insurance – How it Helps Families Cover the Unexpected
As any parent knows, injuries always happen. You can’t predict when an accident will occur, and the last thing you want to worry about is the unexpected costs. Even after your medical insurance pays its portion, you could still face bills for deductibles, copays and coinsurance. That’s where EssentialCare Accident Indemnity can help ease financial…