Group Voluntary

EssentialCare Group Voluntary

We solve for benefit gaps by providing personalized and affordable health solutions that protect the financial wellness of healthcare consumers

Explore our suite of customizable healthcare solutions

Group Accident

Helps pay for unexpected out-of-pocket costs that result from an accidental injury

Group Critical Illness

Helps cover the costs of life-changing illnesses or health events

Group Hospital Indemnity

Provides financial protection against out-of-pocket and unplanned expenses resulting from a hospital stay

Through our partnership with LifeSecure, BCS also offers individual ancillary products to supplement traditional health plans and help individuals protect their health and income. Contact us to learn more.

EssentialCare Fixed Indemnity

Fixed Indemnity Insurance Solutions

Fixed Indemnity insurance is a supplemental health plan that provides fixed benefits for medical events. Employers who want to offer insurance to employees but cannot bear the costs of traditional health plans may turn to Fixed Indemnity insurance and medical plans to help protect their employees, particularly those who work part-time or seasonal hours. How…

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